You have found the house of your dreams, and you are ready to take your first step into the daunting world of obtaining a home loan. As you prepare to take your first leap, let SR Finance help you navigate the process.

SR Finance has helped many first home buyers get on the property ladder a little quicker. In some circumstances Susi can arrange a home loan that lets you borrow up to 100% of the property value.

The first thing Susi needs to do is determine your needs and long term goals – what you hope to achieve.  Then Susi can find the right loan from the panel of  lenders to suit your individual requirements; looking out for your best interests.

Do I need a deposit?
Yes, most lenders want to see at least 5% genuine savings towards your loan. Genuine savings means funds that have accumulated over a period of 3 months or longer in a nominated account.

However, there are circumstances where a deposit is not needed; in the instance when a parent or family member becomes Guarantor over your loan. See the SR Finance fact sheet ‘Family Equity Loan Explained’ in the download section for more detail on this loan, or contact Susi.

How much can I borrow?
Your borrowing capacity depends upon your income and other loan obligations you may have. The lenders have an assessment rate that they apply to ensure they have taken reasonable steps to avoid over-committing you.

What’s next?
Contact Susi from SR Finance, for a no-obligation consultation. You have nothing to lose and everything to gain.

If you’re purchasing a more expensive home and increasing your mortgage, you’ll need to review your current home loan. Today there are more types of home loans than ever before. SR Finance will guide you through the maze to find the most effective way to manage your new repayments.

Tell Susi what you want from your new mortgage and we’ll evaluate more than 450 home loans from Australia’s leading banks and lenders. In a matter of minutes Susi can compare features, costs and benefits to find the home loan that’s right for you.

Susi’s service to you is completely free. It saves you time and hassle – and ensures you end up with the home loan that fits your particular circumstances.

By taking advantange of investment strategies and existing equity, you have the ability to build wealth.

Traditionally property has proven to be a solid investment, but you also have the ability to use this equity to build a portfolio in shares and other investment strategies.

SR Finance can assist you in this regard.

Contact SR Finance today for a hassle free appointment on your quest to wealth and financial freedom.

Make life easier by paying less on your home loan
If your monthly repayments are too high, refinancing can make them more manageable.

Why stay with your current lender if you can save by getting a better deal? Switching banks is easy and it could save you thousands on your loan.

SR Finance is associated with all the major lenders for loans and mortgages. Whether you’re looking at debt consolidation or a refinance, Susi can help you find the ideal arrangement for your financial situation.

Debt Consolidation to ease your financial situation
If your debts are more than you can comfortably handle at the moment, debt consolidation can help with the problem. Debt consolidation combines your current debts into a single, more affordable monthly repayment.

You might have several high interest loans you need to pay every month such as credit cards, car payments and white goods finance. SR Finance seek a debt consolidation loan with a significantly lower interest rate. This loan will pay off your existing debts and leave more money in your pocket at the end of the month.

You can be sure your debt consolidation loan is at the most competitive interest rate in the market. We search our database of all the major lenders to find the most suitable deal for you.